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(There are no InsMark presentations used in this blog.  It is a an informational blog only)

As of 2016, there are approximately $23 trillion dollars located in IRAs and qualified plans.

For high net worth individuals, the total taxes on IRA and qualified pension plan dollars can be as much as 70% (when you count income tax and estate tax).  That said, most economists believe that these tax rates will go higher (maybe much higher).  There are two main reasons for this.  First, our government has run up huge amounts of unfunded liabilities (i.e. Social Security and Medicare) that demand higher tax revenues from U.S. citizens in future years.  Second, taxing IRA and qualified plan dollars of the wealthy is one of the easiest ways that politicians can increase tax revenue (without the corresponding political cost to them in terms of votes).  So, even if you think there’s only a 50% chance that overall tax rates will go up on these pension plan dollars, it would be wise to help your wealthiest clients diversify some of their retirement assets into tax free investment alternatives.

Oh boy, do we have an exciting strategy for you.  It’s called the Qualified Leverage Strategy (“QLS”) and this plan can be used to substantially reduce the tax bite on these retirement plan dollars (as well as diversify away from the risk of higher taxes in future years).  For a quick 4 minute summary of the QLS concept, check out the video below:

Scheduled Webinar

To learn more of the details of the QLS plan and how you can implement it with your clients, there will be a LIVE one-hour Webinar on Thursday, November 17th at 11 AM (Eastern).  This Webinar is entitled “Learn How To Substantially Increase The After Tax Income From IRA And Qualified Plan Assets”, and it’s FREE.  Simply click here to register.  You’ll receive all of the following details:

• How to transfer pre-tax IRA and pension dollars into tax free life insurance contracts;
• How to unlock your client’s retirement plan assets;
• How to unlock your retirement plan assets;
• How to protect against the tax rate increases that are likely to come;
• How to become one of the very few advisors who know this strategy;
• How to show your clients you have the capacity to greatly increase their after-tax retirement income;
• How to show your clients they can greatly increase their charitable endowments without any decrease in their current cash flow;
• How to show clients they can increase the net wealth transferred to heirs.
• ALL WITHOUT PAYING UNCLE SAM! LEGALLY!

Chris Jacob will be presenting the Qualified Leverage Strategy during the webinar.

Chris is one of the top life producers in the country and has an ability to analyze these plans that is truly remarkable.

More About Chris Jacob

Chris Jacob, CFP is President of Cadeau, a wealth management firm located in St. Louis.  A graduate of the University of Illinois with a degree in economics, he has been in the financial services industry for thirty two years.  Chris is a Platinum Power Producer and has incorporated InsMark as an integral part of his practice since 1987.  Chris is a member of Dan Sullivan’s Strategic Coach Program.  He employs a sophisticated array of retirement and estate planning strategies for High Net Worth clients and advisors for preserving, protecting, and perpetuating family wealth.  He is past president of the International Association of Advisors in Philanthropy and has spoken at Top of the Table twice in the last four years, most recently at this September’s meeting in Quebec.  Chris has been married to his wife Geralyn for twenty nine years and has three children and two grandchildren.

Licensing InsMark Systems

To license any of the InsMark software products, visit our Product Center online at or contact Julie Nayeri at Julien@insmark.com or 888-InsMark (467-6275).  Institutional inquiries should be directed to David Grant, Senior Vice President - Sales, at dag@insmark.com or (925) 543-0513.

Testimonials

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Sam Keck, MBA, CLU, CFP, LUTCF, InsMark Platinum Power Producer®, Financial Planner, Denver, CO

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Larry Gustafson, InsMark Platinum Power Producer®, Denver, CO

 

Important Note:  The information in this Blog is for educational purposes only.  In all cases, the approval of a client’s legal and tax advisers must be secured regarding the implementation or modification of any planning technique as well as the applicability and consequences of new cases, rulings, or legislation upon existing or impending plans.